5 Tanong Bago Ka Bumili ng Kotse (Most People Miss #4)

Maraming car buyers ang nakatingin lang sa down payment at monthly installment.

Kaya sa episode na ito, ibabahagi ni Coach Chinkee Tan, ang Pambansang Wealth Coach, ang 5 important financial questions you should ask before buying a car. Because buying your dream car should make your life more convenient, not create unnecessary financial stress.

WHO THIS VIDEO IS FOR
• Planning kang bumili ng first car mo
• May pang-down payment ka na sa bagong sasakyan
• You're comparing car loan and financing options
• May nakita kang affordable-looking monthly amortization
• Gusto mong malaman ang tunay na gastos sa car ownership
• You're deciding whether to upgrade your current car
• May ₱200K to ₱300K kang savings at iniisip mong gamitin sa down payment
• Gusto mong malaman kung financially ready ka na
• You're trying to balance car payments with savings and investments
• Ayaw mong maging source of financial stress ang dream car mo

WHAT YOU'LL LEARN IN THIS VIDEO
• How to determine whether buying a car is a need or a want
• Why monthly amortization doesn't reflect the full ownership cost
• What expenses to consider beyond your car loan
• Why your emergency fund should be protected
• How a down payment can affect your savings
• The opportunity cost of monthly car payments
• How car purchases can affect retirement planning
• The difference between deserving something and affording it
• Why the same car can be affordable for one person but not another
• Five financial questions to ask before signing a car loan

CHAPTERS
00:00 ₱20K Monthly Sa Kotse: Ito Na Ba Lahat?
00:24 How To Know If You're Ready To Buy A Car
00:53 Question #1: Need Ba O Want?
01:21 Should You Upgrade Your Current Car?
01:40 Question #2: The Real Monthly Cost Of Car